in hindsight …
I need Php500K! ;=) Yup, I need half a million pesos to pay all my debts and to have my house constructed! I can’t help but regret why (the hell!) did I buy that house back in 2002! I made a good assessment of my finances back then and I was confident that I can pay it off! Hmmm … I think I was factoring in a historical fact that I am out of the country every year … only staying in the Philippines for about 9 months and off I go again to another project … plus the fact that Intel stocks were doing very good at that time! … Well … times have changed … and I can feel it! L I can feel it every time I get insurance or a house amortization bill that I need to pay! I have an elaborate excel spreadsheet detailing my finances –- my assets and my liabilities -– yup, everything I learned in Financial and Management Accounting! J I even have salary projection for the next 10 years! Hehe … I am that anal when it comes to finances! But still I can’t help but wonder whether I did a major investment blunder! Would it have been better if I waited for a few years before plunging into the house-buying abyss! Would it have been better if I stored my money somewhere, earn interest for it … and when I have enough money, buy a house — paid in full! J yeah … in hindsight, I should have done that – but I guess, as in everything in life, everything seen in hindsight seems to be the better decision! I don’t want to live in regret and I don’t want that if-only feeling … life is too short for regrets … and time is too precious to always look back wistfully in a decision gone bad … I guess what I can do now is damage control and pile this major learning somewhere in my brains and next time I will know better! J hmmm … not sure when that next time will be … in the meantime, anyone out there have a spare half a million pesos?! ;=) hehe
